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What is an Annuity? A Simplified & Complete Guide for Beginners

Discover what an annuity is and how it can provide a steady income stream. Learn about different types & how they can help you achieve your financial goals.

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Annuities vs. CDs: What’s the Difference?

Explore the key differences between annuities and CDs, including rates, benefits, and investment strategies. Learn why Gainbridge®’s fixed annuity rates3 may offer more flexibility and higher returns than traditional CDs.

Average retirement income: How much should you save up?

Explore average retirement income, its sources, and factors influencing it. Ensure your financial future and retirement income with Gainbridge®.

Are annuities the right move? The pros and cons of annuities

Not sure about investing in an annuity? Read through the pros and cons of annuities to decide whether these products suit your financial plan.

Choosing the right annuity: A step-by-step decision-making guide

Learn about the different types of annuities and their characteristics and examples. Make an informed decision and choose the right fit for your financial future.

Annuities 101

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Taxation of deferred annuities: Are all annuities tax deferred?

Learn how deferred annuities are taxed, including rules for qualified and non-qualified contracts. Explore annuity options on the Gainbridge® platform to help maximize tax efficiency.

What are ordinary annuities & how do they work?

Learn how ordinary annuities work, their benefits, and how they compare to other investment options. Plan your future now with Gainbridge®!

How to calculate the future value of an annuity

Discover how to calculate the future value of an annuity and enhance your retirement planning. Start your journey with Gainbridge®.

Annuities vs. mutual funds: Making the best choice for your savings

Explore the differences between annuities and mutual funds, and understand which option may suit you better. Grow your income with Gainbridge®.

What’s a 1035 exchange? How it works & what’s allowable

What’s a 1035 exchange? Explore how this tax-free option applies to annuities, its rules, and tips for incorporating it into your financial planning strategy.

Retirement Planning

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Retirement investing: How to build wealth for the future

Learn how to invest for retirement with the best strategies, accounts, and funds. Explore your annuity options on the Gainbridge® platform and plan your financial future today.

Cashing out a 401(k) after leaving a job? Here’s what you should know

Understand what happens to your 401(k) after leaving a job. Explore your options for rollovers, cashing out, and managing your retirement savings.

Ten differences between a Roth IRA and a 401(k)

Roth IRA vs. 401(k): Gainbridge® breaks down tax benefits, limits, and withdrawals to help you choose the right retirement savings plan for your goals.

Learn how much you need to retire with financial stability

Discover how much to save for retirement. Learn calculation methods and key factors influencing your financial future. Start planning with Gainbridge®.

How to plan your retirement income

Create a strong retirement income plan by understanding your financial needs and exploring effective strategies. Plan for retirement with Gainbridge®.

Savings & Wealth

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High-yield savings accounts vs. CDs: What's the difference?

Compare CDs versus high-yield savings accounts to find the best option for your savings goals. Learn key differences, pros, cons, and how to maximize your earnings!

Brokered CDs vs. bank CDs: What’s the difference?

Learn the differences between brokered CDs vs. bank CDs. Find out which option suits your needs.

What are the different types of certificates of deposit (CDs)?

Discover various types of CDs, their unique features, and key factors to consider for successful savings and investment strategies. Grow your money with Gainbridge®.

Can you add money to a CD account?

Learn how to add funds to your existing CDs. Maximize your savings with tips on managing contributions and growing your wealth securely.

The pros and cons of certificates of deposit (CDs)

Explore the pros & cons of CDs with Gainbridge®. Learn about secure savings, fixed rates, limited liquidity, and how they fit into your financial goals.

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Investment

Investment essentials

Get educated on building wealth, how to get started, and some of the different ways to make the most of your money.

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Investment strategies: Benefits, rules, & types of strategies

Explore essential investment strategies and the key rules of investing. Make informed decisions for your financial future. Start investing with Gainbridge®.

What’s the difference between saving vs. investing?

Explore saving vs. investing. Understand the key differences, benefits, and how to balance both short-term security and long-term financial growth.

How to invest $100k: 7 options & tips

Discover the best ways to invest $100,000 and learn useful tips to achieve your financial goals. Start your investment journey with Gainbridge®.

Understanding risk management in finance: Benefits and processes

Learn what risk management is and why it matters. Discover strategies to identify, assess, and minimize risks for smarter decision-making in life or business with Gainbridge®.

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Savings & Wealth

High-yield savings accounts vs. CDs: What's the difference?

Compare CDs versus high-yield savings accounts to find the best option for your savings goals. Learn key differences, pros, cons, and how to maximize your earnings!

Annuities 101

Taxation of deferred annuities: Are all annuities tax deferred?

Learn how deferred annuities are taxed, including rules for qualified and non-qualified contracts. Explore annuity options on the Gainbridge® platform to help maximize tax efficiency.

Retirement Planning

Retirement investing: How to build wealth for the future

Learn how to invest for retirement with the best strategies, accounts, and funds. Explore your annuity options on the Gainbridge® platform and plan your financial future today.

Understanding rollover vs. traditional IRA options

Compare rollover IRAs versus traditional IRAs: Understand key differences, benefits, and tax implications to make informed retirement savings decisions.

Tax Planning

Understanding tax brackets and federal income tax rates

Discover the 2025 tax brackets, federal income tax rates, and how marginal tax rates impact your earnings. Learn how to optimize taxable income and reduce tax liabilities with Gainbridge.

Annuities 101

What are ordinary annuities & how do they work?

Learn how ordinary annuities work, their benefits, and how they compare to other investment options. Plan your future now with Gainbridge®!

Annuities 101

How to calculate the future value of an annuity

Discover how to calculate the future value of an annuity and enhance your retirement planning. Start your journey with Gainbridge®.

Savings & Wealth

Brokered CDs vs. bank CDs: What’s the difference?

Learn the differences between brokered CDs vs. bank CDs. Find out which option suits your needs.

Annuities 101

Annuities vs. mutual funds: Making the best choice for your savings

Explore the differences between annuities and mutual funds, and understand which option may suit you better. Grow your income with Gainbridge®.

Annuities 101

What’s a 1035 exchange? How it works & what’s allowable

What’s a 1035 exchange? Explore how this tax-free option applies to annuities, its rules, and tips for incorporating it into your financial planning strategy.

Annuities 101

What’s a multi-year guaranteed annuity? Rates & benefits

Discover how multi-year guaranteed annuities (MYGAs) provide stable, guaranteed returns for individuals looking to secure their retirement savings.

Savings & Wealth

What are the different types of certificates of deposit (CDs)?

Discover various types of CDs, their unique features, and key factors to consider for successful savings and investment strategies. Grow your money with Gainbridge®.

Annuities 101

Fixed annuity market risks: Who’s responsible?

Discover who assumes the market risk with fixed annuity contracts and learn how insurance companies can protect your financial future.

Annuities 101

Sell your annuity payments for cash: Pros, cons, and tips

Learn how to sell your annuity payments and gain financial flexibility. Discover the benefits and potential drawbacks. Achieve your financial goals with Gainbridge®.

Annuities 101

Annuity rollover: Rules, options, and tax implications to analyze

Discover essential annuity rollover rules to maximize your retirement savings from IRAs and 401(k)s. Explore annuity options with Gainbridge®.

Categories to explore

Investment

Annuities 101

Savings & Wealth

Retirement Planning

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