Quiz | Let’s find something that works for you

Question 1/8

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Question 2/8

Which of these best describes you right now?

Why we ask

Life stages influence how you think about saving, growing, and using your money.

Starting out (building your financial foundation)

Mid-career (growing savings while balancing current expenses)

Nearing retirement (preparing for steady income and preserving capital)

In retirement (focused on steady income, captial preservation, and financial legacy)

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Question 3/8

What’s your main financial goal?

Why we ask

Different annuities are designed to support different goals. Knowing yours helps us narrow the options.

Grow my short-term savings

Grow my retirement savings

Create steady, reliable income

I’m not sure

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Question 4/8

What are you saving this money for?

Why we ask

Knowing your “why” helps us understand the role these funds play in your bigger financial picture.

Legacy (leaving money behind for loved ones)

Improve lifestyle (enjoy more flexibility or comfort)

Maintain current lifestyle (protect what you already have)

Save for a rainy day (keep funds for the unexpected)

Saving for a specific purpose (a milestone or goal)

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Question 5/8

What are you saving this money for?

Why we ask

Knowing your “why” helps us understand the role these funds play in your bigger financial picture.

A guaranteed fixed rate

Growth tied to the stock market

Guaranteed income for life

I’m not sure

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Question 6/8

When would you want that income to begin?

Why we ask

Some annuities allow income to start right away, while others allow it later. This timing helps guide the right match.

In my 30s or 40s

In my 50s

At retirement (65+)

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Question 6/8

How long are you comfortable investing your money for?

Why we ask

Some annuities are built for shorter terms, while others reward you more over time.

3–5 years

5–7 years

8–10 years

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Question 7/8

How much risk are you comfortable taking?

Why we ask

Some annuities offer stable, predictable growth while others allow for more market-linked potential. Your comfort level matters.

No risk. I want to know exactly what I'll earn

Balanced risk. I'm open to growing as long as my money stays protected

Higher risk. I want the most growth potential, even if it means more ups and downs

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Question 8/8

How would you prefer to handle taxes on your earnings?

Why we ask

Some annuities defer taxes until you withdraw, while others require you to pay taxes annually on interest earned. This choice helps determine the right structure.

Pay taxes each year

Pay taxes at the end of the term

I’m not sure

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Based on your answers, a non–tax-deferred MYGA could be a strong fit

This type of annuity offers guaranteed growth and flexible access. Because it’s not tax-deferred, you can withdraw your money before age 59½ without IRS penalties. Plus, many allow you to take out up to 10% of your account value each year penalty-free — making it a versatile option for guaranteed growth at any age.

Fixed interest rate for a set term

Penalty-free 10% withdrawal per year

Avoid a surprise tax bill at the end of your term

Withdraw before 59½ with no IRS penalty

Explore non–tax-deferred MYGAs

Earn

the national average

1.44%

APY

Our rates up to

5.80%

Based on your answers, a non–tax-deferred MYGA could be a strong fit for your retirement

A non–tax-deferred MYGA offers guaranteed fixed growth with predictable returns — without stock market risk. Because interest is paid annually and taxed in the year it’s earned, it can be a useful way to grow retirement savings without facing a large lump-sum tax bill at the end of your term.

Fixed interest rate for a set term

Penalty-free 10% withdrawal per year

Avoid a surprise tax bill at the end of your term

Withdraw before 59½ with no IRS penalty

Explore non–tax-deferred MYGAs

Earn

the national average

1.44%

APY

Our rates up to

5.80%

Based on your answers, a tax-deferred MYGA could be a strong fit

A tax-deferred MYGA offers guaranteed fixed growth for a set term, with no risk to your principal. Because taxes on interest are deferred until you withdraw funds, more of your money stays invested and working for you — making it a strong option for growing retirement savings over time.

Fixed interest rate for a set term

Tax-deferred earnings help savings grow faster

Zero risk to your principal

Flexible term lengths to fit your timeline

Explore non–tax-deferred MYGAs

Guaranteed rates up to

5.80% APY

Based on your answers, a tax-deferred MYGA with a Guaranteed Lifetime Withdrawal Benefit could be a strong fit

This type of annuity combines the predictable growth of a tax-deferred MYGA with the security of guaranteed lifetime withdrawals. You’ll earn a fixed interest rate for a set term, and when you’re ready, you can turn your savings into a dependable income stream for life — no matter how long you live or how the markets perform.

Steady income stream for life

Tax-deferred fixed-rate growth

Up to 5.60% APY, guaranteed

Keeps paying even if your account balance reaches $0

Protection from market ups and downs

Explore tax-deferred MYGAs with GLWB

Based on your answers, a fixed index annuity tied to the S&P 500® could be a strong fit

This type of annuity protects your principal while giving you the potential for growth based on the performance of the S&P 500® Total Return Index, up to a set cap. You’ll benefit from market-linked growth without risking your original investment, along with tax-deferred earnings for the length of the term.

100% principal protection

Growth linked to the S&P 500® Total Return Index (up to a cap)

Tax-deferred earnings over the term

Guaranteed minimum return regardless of market performance

Explore fixed index annuities

Let's talk through your options

It seems you’re not sure where to begin — and that’s okay. Our team can help you understand how different annuities work, answer your questions, and give you the information you need to feel confident about your next step.

Our team is available Monday through Friday, 8:00 AM–5:00 PM ET.

Phone

Call us at

1-866-252-9439

Email

Email us at

team@gainbridge.io

Chat

Start a live chat

Let’s find something that works for you

Your answers don’t match any of our current quiz results, but you can still explore other types of annuities that are available. Take a look to see if one of these could fit your needs:

Non–Tax-Deferred MYGA

Guaranteed fixed growth with flexible access

Learn more

Tax-Deferred MYGA

Fixed-rate growth with tax-deferred earnings for long-term savers

Learn more

Tax-Deferred MYGA with GLWB

Guaranteed growth plus a lifetime income stream

Learn more

Fixed Index Annuity tied to the S&P 500®

Market-linked growth with principal protection

Learn more

Consider a flexible fit for your age and goals

You mentioned you’re looking for [retirement savings / income for life / stock market growth], but since you’re under 25, you might benefit more from a product that gives you more flexibility to access your money early.

A non–tax-deferred MYGA offers guaranteed fixed growth and allows you to withdraw funds before age 59½ without the 10% IRS penalty. You can also take out up to 10% of your account value each year without a withdrawal charge, giving you more flexibility while still earning a predictable return.

Highlights:

Fixed interest rate for a set term (3–10 years)

Withdraw before 59½ with no IRS penalty

10% penalty-free withdrawals each year

Interest paid annually and taxable in the year earned

Learn more about non–tax-deferred MYGAs

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