Explore your annuity options
Based on your answers, a Non–Tax-Deferred MYGA may best suit your goals — take a closer look and see how it compares to the others.
ParityFlexTM
May be ideal for:
savers seeking lifetime income
Guaranteed income for life
No fees or commissions
Tax-deferred fixed-rate growth
Keeps paying even if your account hits $0
FastBreakTM
Withdraw before 59½ with no IRS penalty
Fixed interest rate for the full term
No fees or commissions
Avoid a surprise tax bill at the end of your term
SteadyPaceTM
Tax-deferred growth
Fixed rate between 3-10 years
No fees or commissions
Zero risk to your principal
OneUpTM
100% principal protection
Growth potential linked to the S&P 500®
Up to 60% growth if the market performs well
No fees or commissions
ParityFlex™
ParityFlex™ is a Multi-Year Guaranteed Annuity (MYGA) with a Guaranteed Lifetime Withdrawal Benefit (GLWB). It combines the predictability of fixed, tax-deferred growth with the security of guaranteed lifetime income.
This type of annuity may be a good fit if you’re…
Planning ahead for retirement income you can’t outlive
Wanting both guaranteed fixed growth and income protection
Preferring to defer taxes until withdrawals begin
Key benefits:
Guaranteed lifetime income stream
Fixed interest rate with tax-deferred growth
Keeps paying even if your account balance reaches $0
No hidden fees or commissions
Note: Lifetime withdrawal percentages depend on your age when income starts; see the ParityFlex™ product summary for current rates.
Why Gainbridge®
Gainbridge® is a digital-first annuity platform built to make long-term savings simple, direct, and transparent.
4.5/5 stars on Trustpilot
Rated “Excellent” by real customers who value transparency, reliability, and results.
$72.9 billion in assets
Part of Group1001, managing over $72.9 billion across trusted financial products.
A- (Excellent)
AM Best rating
Rest assured with our strong financial stability recognized industry-wide.
Questions? Get answers from ParityFlex™ customers
How long does it take to set up a ParityFlex™ annuity?
“The whole process took about 10 minutes. Now I can add an annuity to my portfolio. I have a competitive interest rate locked in. And in a couple of years will draw a monthly income to help me with expenses.”
What is the experience like for someone opening their first Gainbridge® annuity?
”Very happy with Gainbridge they kept me informed during the whole process, which was very important because this was my first transaction with a non-bank/credit union. This was important to me because there was about a week the trans action floated with nothing in my account, Gainbridge kept me informed as not to worry and my account would be updated shortly. It was and I am very happy how this transaction went.”
What is Gainbridge® customer service like?
“The Gainbridge customer service for withdrawals and transfers is the best we have received from the many MYGA annuity companies we deal with. Recently, I needed (for a Nursing Home and Medicaid) (for each individual contract) official statements of the exact contract values on the specific past date that my wife went into a nursing home. I had the documents from Gainbridge in my hands in a couple of days, and well before any other company. Gainbridge Customer Service deserves a perfect 5 stars and I rate them so most deservedly!”
What it’s like to save with Gainbridge®
Hear about the experience, straight from one of our customers.
Compare all
Gainbridge® annuities
You’ve seen how a Tax-Deferred MYGA with GLWB works, but it’s just one of the options available. Gainbridge® offers four annuity types, each designed for different savings goals and preferences. Explore them side by side to decide what fits you best.
Still have questions?
We have the answers.
What is a Guaranteed Lifetime Withdrawal Benefit (GLWB)?
A GLWB provides security through guaranteed annual income payments for life, provided certain conditions are met – even if your Contract Value falls to $0. The GLWB allows for continued access to the Contract Value while you accumulate interest. More details can be found in the ParityFlex™ MYGA Product Summary.
What is a tax-deferred MYGA with a GLWB?
It’s a Multi-Year Guaranteed Annuity that grows at a fixed interest rate with tax-deferred earnings, combined with a Guaranteed Lifetime Withdrawal Benefit that provides income you can’t outlive.
How does the lifetime income feature work?
Once you begin withdrawals, you’ll receive guaranteed income payments for life. These payments continue even if your account balance reaches zero.
Can I still grow my money before starting income?
Yes. Your money grows at a guaranteed fixed rate, tax-deferred, until you begin taking withdrawals.
Who is ParityFlex™ for?
ParityFlex™ is for everyone, ensuring both men and women can confidently provide for their loved ones even after they're gone.
What if I take more than my scheduled withdrawals?
Taking more than your scheduled withdrawals may reduce or eliminate your guaranteed lifetime income benefit.
Are there fees or commissions?
All Gainbridge® annuities do not charge fees or commissions to the policyholder.
