Tax-deferred annuity - SteadyPace™

Get up to 5.80%1 APY growth when you transfer your annuity

We eliminated hidden fees and commissions; putting more money back in your hands.

Get up to 5.80%1 guaranteed growth for your money

Simple, straightforward transfer process

Easily keep track of your savings growth with your online portal

A- (Excellent) financial strength rating of insurance company by AM Best2

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Investment duration
Under $100,000¹
$100,000 and up¹
3 years
5.45%
5.75%
4 years
5.45%
5.75%
5-10 years
5.50%
5.80%
Investment duration
Under $100,000¹
3 years
4 years
5.45%
5.45%
5.75%
5.75%

Invest more, earn more

No matter your money goals, FastBreak™ annuity rates can help you earn more on your terms.

Investment duration
Under $100,000¹
$100,000 and up¹
3 years
5.45%
5.75%
4 years
5.45%
5.75%
5-10 years
5.50%
5.80%
Investment duration
Under $100,000¹
3 years
4 years
5.45%
5.45%
5.75%
5.75%

We make transferring your annuity easy

The number 1 in a yellow circle

Apply in minutes

Open an account in under 10 minutes with an easy, online application.

The number 2 in a yellow circle

Transfer funds

Easily transfer funds from your IRA, 401(k), or 1035 exchange to activate your annuity.

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Watch your money grow

To manage your account and see your growth, simply long into your Gainbridge® portal for real time updates.

Get up to 5.80%1 growth when you transfer your funds

See how much you can earn when you transfer your retirement funds.

Frequently asked questions

What types of annuities can be transferred?

Not all annuities can be transferred. Generally, only fixed and variable annuities can be transferred, but immediate annuities usually cannot. It’s important to check with your annuity provider to see if your specific annuity can be transferred.

Are there any fees associated with transferring my annuity?

When transferring an annuity into one of our annuities, we do not charge any hidden fees or commissions. However, it is important to note that the institution you’re transferring funds from may have surrender fees or other penalties for early withdrawals, depending on the terms of your current contract. Review the details of your existing annuity or financial product to understand any potential costs associated with the transfer.

How do I transfer my annuity to Gainbridge®?

To transfer your annuity into SteadyPace™, just complete our online application, which will take you about 10 minutes, and fill out details about where you’re transferring your annuity from. After this, you’re all set and your account will fund between 30-45 days, depending on the transferring company’s process.

What’s the difference between rollovers, transfers, and 1035 exchanges?

  • Rollovers: Move funds between qualified retirement accounts (e.g., 401(k), IRA to an annuity).
  • Transfers: A direct, tax-free movement of assets between like-kind accounts (e.g., annuity to annuity), done directly between financial institutions.
  • 1035 Exchange: A tax-free exchange of non-qualified annuities or life insurance policies. Used to move from one non-qualified product to another without triggering taxes on gains.

No hidden fees

Our online platform lets you buy SteadyPace™ directly. This means you get a transparent experience, putting the power and higher returns back in your hands. And with Gainbridge® annuity products you can cancel within 30 days of receiving your contract.

About Gainbridge®

Gainbridge Life Insurance Company (Gainbridge Life) is a proud subsidiary of Group 1001, which has approximately $67.8B of combined assets under management as of December 31, 2024. Gainbridge Life was built by industry leaders to create annuities that could be bought directly from Gainbridge Life Insurance Company.

Don't just take our word for it

Read the reviews of our customers’ experience

What are the benefits of rolling over funds into SteadyPace™?

Guaranteed

Receive the best interest rates in the market so that your money grows faster.

Tax deferred growth

Your annuity grows tax-free, accelerating your money’s growth.

Principal protection

Principal protection against market fluctuations throughout your contract duration.

We have real people to talk to real people

While you can buy purchase our annuities fully online, we believe in real people to help real people. Our team of experts are ready to answer your questions. Reach us by phone, 1-866-252-9439, email team@gainbridge.io, or contact us here.