Transfer your annuity, life insurance policy, or endowment to a Gainbridge® annuity, tax free!
Get up to 5.80%1 guaranteed growth for your money
Simple, straightforward 1035 exchange process
No Gainbridge® fees
A- (excellent) financial strength rating of insurance company by AM Best2
No matter your money goals, SteadyPace™ annuity rates can help you earn more on your terms.
Open an account in under 10 minutes with an easy, online application.
Easily transfer funds from your IRA, 401(k), or 1035 exchange to activate your annuity.
To manage your account and see your growth, simply long into your Gainbridge® portal for real time updates.
See how much more you can earn when you transfer your annuity into SteadyPace™
Receive the best interest rates in the market so that your money grows faster.
Your annuity grows tax-free, accelerating your money’s growth.
Principal protection against market fluctuations throughout your contract duration.
Our online platform lets you buy SteadyPace™ directly. This means you get a transparent experience, putting the power and higher returns back in your hands. And with Gainbridge® annuity products you can cancel within 30 days of receiving your contract.
Gainbridge Life Insurance Company (Gainbridge Life) is a proud subsidiary of Group 1001, which has approximately $67.8B of combined assets under management as of December 31, 2024. Gainbridge Life was built by industry leaders to create annuities that could be bought directly from Gainbridge Life Insurance Company.
Read the reviews of our customers’ experience
The types of exchanges allowed under a 1035 exchange include:
The key benefit of a 1035 exchange is that it allows for tax deferral on any gains accumulated in the original policy or contract because your money is simply moved from one annuity product to another.
A 1035 exchange does not incur any direct fees. However, it’s important to be aware of potential costs from the insurance company you’re transferring your funds from. Some insurance companies may charge surrender fees if you’re exchanging your annuity before the end of its surrender period. Always check with your current provider to understand if surrender charges or other penalties apply before initiating a 1035 exchange.
To transfer your annuity via 1035 exchange, complete our online application and let us know what insurance company you’re transferring from. Then we’ll take it from here! Gainbridge® will request the funds from your insurance company and activate your annuity.
While you can buy purchase our annuities fully online, we believe in real people to help real people. Our team of experts are ready to answer your questions. Reach us by phone, 1-866-252-9439, email team@gainbridge.io, or contact us here.
