Grow your money
like a pro
Big wins don’t have to come with big risks — Gainbridge® helps you grow your savings with consistency and control.
Protect your savings and watch them grow
No middlemen, no hidden fees
Typically apply in under 10 minutes
Teaming up with Caitlin Clark
WNBA trailblazer
Inspiring young athletes
Breaking records, shaping the future
Gainbridge® ambassador
Gainbridge® is proud to partner with Caitlin Clark — a once-in-a-generation athlete who’s breaking records, pushing boundaries, and elevating all those around her, both on and off the court.
Together, we’re working to create a future where more people feel confident, empowered, and in control of what’s ahead.
What Gainbridge® brings to your savings
Consistent
Reliable
Leveling Up
In Control
Future-Focused
Fixed-rate annuities that deliver steady, predictable growth over time
Designed to protect your principal and keep your plan on track — even in volatile markets
Elevates your savings with clear, consistent growth — no advisors, no commissions, straight forward solutions
Gives you full control over your savings — with transparent terms and a guided online experience
Built for retirement-ready growth that compounds over time
In uncertain times, choose consistency
You can’t control the market, inflation, or what happens next in the economy — but you can control how you prepare. Caitlin Clark knows that greatness comes from showing up, no matter the circumstances. Gainbridge® brings that same consistency to your savings, helping them grow with confidence when everything else feels unpredictable.
Fixed Rates
Know exactly what you’ll earn — no market swings, no guesswork.
Principal Protection
Your money is safe. No risk of losing your initial contribution*.
Reliable Timeline
Choose a 3–10 year term and watch your savings grow over time.
Always On
Log in to your Gainbridge® portal anytime for real-time updates and account access.
Start your path to steady
financial growth
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Take the first shot
Apply in minutes with a guided, online process — no pressure, no guesswork. You’re already on the team just by starting.
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Make your play
Fund your annuity by linking your bank account or mailing a check.
Watch your stats climb
Log in to your Gainbridge® portal anytime to track your growth in real time.
Pick the product that works for you
No confusing terms. No hidden fees. Just guaranteed growth options you can count on — whether you're saving for retirement, want flexible access, or are looking for lifetime income.*
FastBreak™
A guaranteed rate that beats most CDs.
Earn up to 5.80% APY1, guaranteed
Access your money at any age2
Earn 4x more than the average CD3
SteadyPace™
Guaranteed growth for your retirement.
Up to 5.80% APY1, fixed and predictable growth for your retirement savings
Tax-deferred earnings can help your savings grow faster
Zero risk to your principal*
ParityFlex™
A personal annuity for your retirement.
Lifetime income stream you can’t outlive4*
Earn up to 5.60% APY5, guaranteed*
Still get paid — even if your account reaches $04
OneUp™
S&P 500® Index growth potential with principal protection for your retirement money.
Get S&P 500® index growth, capped at 60%7
Principal protection + 5% interest credited over 5 years (1% per annum).7
Tax-deferred growth can help accelerate your money’s growth.
Don't just take our word for it
Dave's review
I have several annuities with various insurance companies. I like that with Gainbridge you don't deal with a middle-man broker. The process is simple and the website/user interface is very good. Interest rates are some of the best.
David
Locked in great rate!
It was easy to set up my account and transfer of funds went smoothly. Also, I appreciate my locked-in interest rate that was the best at the time I was searching. I only wish I would have know about Gainbridge sooner.
Dgb
Good Customer Service
The information on your website was accurate and it was easy to talk to a representative both before and during the opening of the account. The rates are the best!
Linda
A real person
First, when you call you get a real person on the phone! They were patient, helpful and guided me through the process to purchase my product successfully...a wonderful and satisfying experience!
Nancy
One of the best 5-yr MYGA (annuity) rates around
One of the best 5-yr MYGA (annuity) rates around and fast and easy to complete the process online. No need for an agent to get involved, which makes things even easier and faster. Will likely do business again.
Tom
Competitive rates and good customer service
Very competitive fixed annuity interest rates and easy and clear site. Also, provided informative and friendly customer service.
William
As a first time online annuity…
As a first time online annuity purchaser I was anxious about the process. I spoke with Amanda and Tiffany at different times. Each were very helpful and patient. Tiffany especially was able to make me feel that there was someone at Gainbridge who cared about my experience and would follow through with what needed to be done to help me complete the process.
Rachel
Good Rates, easy account opening
Website is informative and easy to navigate. On line chat person clearly answered all of my questions. With the information I received, I felt comfortable opening my first ever annuity. Opening an account was straightforward and very easy. Current rates offered are significantly better than CD rates.
Robert
Start growing your savings —
the smart, consistent way
You shouldn’t have to gamble with your future to see real growth. With Gainbridge®, you get guaranteed rates and full control from day one.*
No hidden fees
Insurer A- (Excellent) rating from AM Best6
Try it free for 30 days & cancel anytime
- Annual Percentage Yield (APY) rates are subject to change. Current rate as of [date] for a 5-year term of $100,000 and up.
- Withdrawals above 10% free withdrawal amount are subject to a withdrawal charge and market value adjustment. Note: the 10% free withdrawal amount is based on initial premium for withdrawals within year 1, and anniversary value for withdrawals in year 2 and beyond.
- Source Bankrate.com, national average of 5-year CD, week of 12/23/2024. Rates subject to change. Certificates of Deposit (CDs) and non-tax-deferred annuities are distinct financial products, each with its own characteristics and purposes. CDs are deposit accounts offered by banks and credit unions, insured by the FDIC or NCUA, and typically provide fixed interest rates for specific terms. Non-tax-deferred annuities (FastBreak), on the other hand, is an insurance product offered by an insurance company, designed to provide income or growth. These annuities are not insured by the FDIC or NCUA. NOT FDIC/NCUA INSURED | MAY LOSE VALUE | NO BANK/CREDIT UNION GUARANTEE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
- Provided your account value hasn't gone to $0 due to excess withdrawals.
- Annual Percentage Yield (APY) rates are subject to change. Current rate as of [date] for a 7-year term of $100,000 and up.
- A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. Visit www.ambest.com.
*Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Caitlin Clark is a paid ambassador for Gainbridge®
