Nontax-deferred annuity
Get guaranteed 5.80% APY1
Grow your money with FastBreakTM, an annuity built for the 21st century.
Annuities through the Gainbridge® platform can give you a better way to grow your money. The formula?
Grow your money at guaranteed rates
Earn up to 5.80%1 APY
Earn nearly 4x than the average CD2
Gainbridge® proudly stands as a Founding Partner of the 2025 FORMULA ONE CRYPTO.COM MIAMI GRAND PRIX, a beacon of innovation within the sport. As an advocate for seizing every moment, Gainbridge® is dedicated to providing people with the tools they need to take control of their financial future.
Nontax-deferred annuity
Grow your money with FastBreakTM, an annuity built for the 21st century.
Gainbridge® is a proud subsidiary of Group 1001 which, as of December 31, 2024, has approximately $67.8 billion combined assets under management.
Gainbridge® offers annuity products from insurance companies rated A- (Excellent) by AM Best3 for their financial strength, giving you access to one of the best pit crews for your savings.
Markets fluctuate, stocks rise and fall, and even the most carefully planned portfolios can face unexpected turbulence.
Earn nearly 4X the national CD average with 5.80% APY1.
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The beauty of guaranteed earnings, and no hidden fees, is the clarity it provides. With FastBreak™, you can know exactly what your money will be worth. Plan with complete confidence, watch your money grow in real-time through your Gainbridge® dashboard, and focus on living your life instead of monitoring financial markets.
In the high-performance world of Formula 1, innovation creates legends. Cars that revolutionize the sport don’t just improve on what came before—they reinvent the entire approach. FastBreak™ has done exactly that in the annuity world.
An innovative annuity built to make financial growth accessible–and engineered for those ready to shift their savings into high gear. FastBreak™ is a first-of-its-kind annuity, blending liquidity, stability, and protection for a future that performs. Because your future deserves the same engineering excellence found on the Formula 1 grid.
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Enter some basic information to get started. Our online application can be done in approximately 10 minutes.
Fund your annuity by a checking or savings account.
To manage your account and see your growth, simply log into your Gainbridge® portal for real time updates.
FastBreak™ is unique you pay tax on your interest earnings each year - unlike typical annuities that offer tax deferral on earned interest until you withdraw it. Paying tax on the yearly interest gives you access to your money without penalty taxes, even if you're under 59 ½ years old. FastBreak™ is only available on a non-qualified basis. You fund it with after-tax money, not pre-tax dollars like a qualified retirement plan or an IRA.
A multi-year guaranteed annuity, or “MYGA,” is a smart way to grow your money without risk to your principal. Here's how it works: You invest a lump sum for a set term (usually between three to ten years). In return, your money earns interest at a fixed rate during this time, called a “Guaranteed Interest Rate Period.” Please see Product Summary for additional details.
No, there are no upfront sales charges or administrative fees. However, a Withdrawal Charge and a Market Value Adjustment will apply if you exceed your Free Withdrawal Amount in any year or surrender your Contract before the end of the Guaranteed Interest Rate Period. More details can be found in the FastBreak™ Product Summary.
For sure! During the accumulation phase, you can take out up to 10% of your premium in the first year and 10% of the Contract Value each year thereafter without paying a Withdrawal Charge or Market Value Adjustment. It's called your “Free Withdrawal Amount.” But keep in mind, any withdrawal reduces your Contract Value.
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