Transform your retirement funds into a reliable stream of income that can last as long as you choose. Our Single Premium Immediate Annuity (SPIA) helps provide the stability and peace of mind you deserve in retirement.
Receive immediate and predictable income payments based on your selected payout option and investment amount, regardless of market performance
No hidden fees and commissions, so you can enjoy competitive payout rates based upon your selected payout period
Potentially spread your tax liability over time through systematic payments
Need additional information about the payout options¹? Give us a call at 866-252-9439.
Provides income payments for your lifetime only. Payments stop upon your death with no continuation to beneficiaries.
Provides income payments for your lifetime, with a guarantee that those payments will continue to your beneficiary through the end of the selected guaranteed period if you die before that period has been completed.
Provides income payments for the selected guaranteed period only, not for your lifetime. Payments will continue for the full guaranteed period regardless of whether you are living.
Provides income payments that increase each year by a fixed percentage you select. These payments would continue to your beneficiary through the end of the selected guaranteed period if you were to die before that period ends.
Provides income payments for your lifetime. If, at the time of your death, the sum of the income payments you received during your life are less than your original investment amount, your beneficiary would receive income payments until all aggregated income payments received under the contract are equal to your original investment amount.
Provides income payments for your lifetime. If, at the time of your death, the sum of the income payments you received during your life are less than your original investment amount, your beneficiary would receive a lump sum of the difference.
Provides income payments for as long as either you or your joint annuitant (spouse) lives. Upon the first death, 100% of the income payment amount continues to the surviving annuitant.
Provides income payments for as long as either you or your joint annuitant (spouse) lives, with a guarantee that those payments will continue to your beneficiary through the end of the elected Guaranteed Period if both annuitants die before that period has been completed.
Provides income payments for as long as either you or your joint annuitant (spouse) lives. Upon the first death, the income payment reduces to 67% of the original amount for the remainder of the surviving spouse’s lifetime.
Provides income payments for as long as either you or your joint annuitant (spouse) lives. Upon the first death, the payment reduces to 67% of the original amount for the remainder of the surviving spouse’s lifetime. If both annuitants die within the elected Guaranteed Period, the reduced payments continue to your beneficiary through the end of the Guaranteed Period.
Provides income payments for as long as either you or your joint annuitant (spouse) lives. Upon the first death, the income payment reduces to 50% of the original amount for the remainder of the surviving spouse’s lifetime.
Provides income payments for as long as either you or your joint annuitant (spouse) lives. Upon the first death, the payment reduces to 50% of the original amount for the remainder of the surviving spouse’s lifetime. If both annuitants die within the elected Guaranteed Period, the reduced payments continue to your beneficiary through the end of the Guaranteed Period.
Transfer your retirement funds between $10,000 and $2,000,000
Choose from flexible options, including guaranteed periods, lifetime income, or joint coverage for you and your spouse
Start receiving monthly guaranteed payments
Use the Gainbridge® SPIA calculator to estimate your monthly guaranteed income based on your investment amount or calculate the investment amount needed to reach your desired monthly income.
See what Gainbridge® customers have to say²
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We are a subsidiary of Group1001, which has $68.5 billion of combined assets under management as of March 31, 2025.
We offer products on our platform from insurers rated A- (Excellent) by AM Best5 for their financial strength.
Don’t leave your financial future to chance. Transform your retirement funds into guaranteed income today through a single premium immediate annuity.
Compare other annuities on the Gainbridge® platform side-by-side to find the best fit for your financial goals.
Get S&P 500® index growth, capped at 60%.3
Principal protection + guaranteed interest rate of 1% annually (5% over the index strategy term).3
Accelerate your money's growth with tax-deferred earnings.
Contribute with qualified and non-qualified funds.
Grow your retirement savings with up to a fixed rate of 5.80% APY.4
Secure your retirement, risk free.
Accelerate your money's growth with tax-deferred earnings.
Contribute with qualified and non-qualified funds.
