Clear terms. Guaranteed growth.
No catch.
Gainbridge takes the confusion out of annuities with clear terms, guaranteed growth, and no agents or hidden fees — just financial support you can trust from your first paycheck to retirement.
Transparent terms — no fine print, no surprises
Earn up to 5.80% APY for your money guaranteed
Over $67.8B in managed assets
A- (excellent) rating by AM Best
Higher rates, fewer hoops
Forget confusing terms, buried fees, and outdated processes. Gainbridge is direct, transparent, and designed to give you full control — no middlemen required.
Traditional CDs
Complicated contracts and financial jargon
Often sold through agents with commissions
Limited flexibility and access
Hidden fees buried in fine print
Gainbridge FastBreak™
Easy-to-understand terms and total transparency
Buy directly online — no agents, no pressure
Access up to 10% penalty-free each year
No commissions, no hidden fees — ever
Set it up today. Start earning tomorrow.
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Apply in minutes
Open your account in under 10 minutes with a simple online application. No agents, no paperwork, and your rate is guaranteed the moment you finish.
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Fund your annuity
Choose the funding method that works for you — link a bank account, transfer funds from a 401(k) or IRA, or mail a check.
Watch your money grow
To manage your account and see your growth, simply log into your Gainbridge® portal for real time updates.
See how your money can grow with Gainbridge
Try our growth calculator to see your fixed return before you invest.
Predictable growth in unpredictable times
You can’t control the market — but you can control how you save. Gainbridge gives you a predictable way to grow your money, even when everything else feels uncertain.
Guaranteed rate
Know exactly what you’ll earn. No guesswork, no surprises, no gotchas.
Principal protection
Your initial investment is always safe. No losses, no volatility.
Straightforward terms
Pick a 3–10 year term and see your rate and outcome upfront.
Always on
Log into your Gainbridge portal anytime to see your balance and performance in real time.
Proven, rated, and built for your future
Built on trust, backed by strength.
4.5/5 stars on Trustpilot
Rated “Excellent” by real customers who value transparency, reliability, and results.
$67.8 billion in assets
Part of Group1001, managing over $67.8 billion across trusted financial products.
A- (Excellent)
AM Best rating
Rest assured with our strong financial stability recognized industry-wide.
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Choose a simpler path to growing your savings
FastBreak™ is a transparent, no-middleman alternative to outdated annuities and underperforming CDs — with guaranteed returns and full control from the start.
Clear, direct, and designed for real-life savers.
Earn up to 5.80% APY — fixed and guaranteed
Access your funds at any age, with no broker or penalties¹
100% online setup with real-time account access
Backed by financial strength, not fine print
Ready to
invest without the nonsense?
Open your account in minutes — no paperwork, no pressure, and nothing hidden. Just guaranteed growth from a company you can trust.
No hidden fees or commissions
A- (Excellent) rated financial strength
Try it risk-free for 30 days — cancel anytime
Still have questions?
We have the answers.
Is Gainbridge right for me?
Gainbridge is designed for independent savers who want control, protection, and steady growth — without relying on the stock market or financial advisors. Whether you're planning a big move, growing your family, or preparing for retirement, our fixed annuities offer a safe, straightforward way to reach your goals.
How is the FastBreak™ annuity different from a CD?
Both offer guaranteed growth and principal protection, but FastBreak™ often comes with higher fixed rates, flexible withdrawal options, and no bank middlemen.
Are there any hidden fees?
No hidden fees, no upfront sales charges, and no commissions. Just be aware of potential charges if you withdraw more than your free amount or cancel early.
Can I lose money in a FastBreak™ annuity?
Nope. Your initial investment is protected. The only way your value could decrease is if you withdraw more than your free withdrawal allowance or cancel early.
Can I take money out while it grows?
Yes — you can withdraw up to 10% of your contract value each year without penalties. Anything above that may include a withdrawal charge or market value adjustment.
How are Gainbridge rates so high?
We don’t rely on commissioned agents or bloated overhead — just direct, digital delivery. That means you keep more of what you earn. Our fixed annuities, like FastBreak™, offer principal protection, guaranteed growth, and higher rates than traditional CDs. Plus, you can turn your contract value into guaranteed income payments down the line — for a few years or the rest of your life.
