Clear terms. Guaranteed growth.

No catch.

Gainbridge takes the confusion out of annuities with clear terms, guaranteed growth, and no agents or hidden fees — just financial support you can trust from your first paycheck to retirement.

Transparent terms — no fine print, no surprises

Earn up to 5.80% APY for your money guaranteed

Over $67.8B in managed assets

A- (excellent) rating by AM Best

Simple, modern annuities

Higher rates, fewer hoops

Forget confusing terms, buried fees, and outdated processes. Gainbridge is direct, transparent, and designed to give you full control — no middlemen required.

Traditional CDs

Complicated contracts and financial jargon

Often sold through agents with commissions

Limited flexibility and access

Hidden fees buried in fine print

Gainbridge FastBreak™

Easy-to-understand terms and total transparency

Buy directly online — no agents, no pressure

Access up to 10% penalty-free each year

No commissions, no hidden fees — ever

Set it up today. Start earning tomorrow.

Apply in minutes

Open your account in under 10 minutes with a simple online application. No agents, no paperwork, and your rate is guaranteed the moment you finish.

Fund your annuity

Choose the funding method that works for you — link a bank account, transfer funds from a 401(k) or IRA, or mail a check.

Watch your money grow

To manage your account and see your growth, simply log into your Gainbridge® portal for real time updates.

See how your money can grow with Gainbridge

Try our growth calculator to see your fixed return before you invest.

Predictable growth in unpredictable times

You can’t control the market — but you can control how you save. Gainbridge gives you a predictable way to grow your money, even when everything else feels uncertain.

Guaranteed rate

Know exactly what you’ll earn. No guesswork, no surprises, no gotchas.

Principal protection

Your initial investment is always safe. No losses, no volatility.

Straightforward terms

Pick a 3–10 year term and see your rate and outcome upfront.

Always on

Log into your Gainbridge portal anytime to see your balance and performance in real time.

Proven, rated, and built for your future

Built on trust, backed by strength.

4.5/5 stars on Trustpilot

Rated “Excellent” by real customers who value transparency, reliability, and results.

$67.8 billion in assets

Part of Group1001, managing over $67.8 billion across trusted financial products.

A- (Excellent)

AM Best rating

Rest assured with our strong financial stability recognized industry-wide.

"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat."

Name Surname

Choose a simpler path to growing your savings

FastBreak™ is a transparent, no-middleman alternative to outdated annuities and underperforming CDs — with guaranteed returns and full control from the start.

Clear, direct, and designed for real-life savers.

Earn up to 5.80% APY — fixed and guaranteed

Access your funds at any age, with no broker or penalties¹

100% online setup with real-time account access

Backed by financial strength, not fine print

Ready to

 invest without the nonsense?

Open your account in minutes — no paperwork, no pressure, and nothing hidden. Just guaranteed growth from a company you can trust.

No hidden fees or commissions

A- (Excellent) rated financial strength

Try it risk-free for 30 days — cancel anytime

Ready to 
make saving simple?

Still have questions?

We have the answers.

Is Gainbridge right for me?

Gainbridge is designed for independent savers who want control, protection, and steady growth — without relying on the stock market or financial advisors. Whether you're planning a big move, growing your family, or preparing for retirement, our fixed annuities offer a safe, straightforward way to reach your goals.

How is the FastBreak™ annuity different from a CD?

Both offer guaranteed growth and principal protection, but FastBreak™ often comes with higher fixed rates, flexible withdrawal options, and no bank middlemen.

Are there any hidden fees?

No hidden fees, no upfront sales charges, and no commissions. Just be aware of potential charges if you withdraw more than your free amount or cancel early.

Can I lose money in a FastBreak™ annuity?

Nope. Your initial investment is protected. The only way your value could decrease is if you withdraw more than your free withdrawal allowance or cancel early.

Can I take money out while it grows?

Yes — you can withdraw up to 10% of your contract value each year without penalties. Anything above that may include a withdrawal charge or market value adjustment.

How are Gainbridge rates so high?

We don’t rely on commissioned agents or bloated overhead — just direct, digital delivery. That means you keep more of what you earn. Our fixed annuities, like FastBreak™, offer principal protection, guaranteed growth, and higher rates than traditional CDs. Plus, you can turn your contract value into guaranteed income payments down the line — for a few years or the rest of your life.