Today’s rate. Tomorrow’s
growth guaranteed.
Gainbridge gives you guaranteed growth with zero market risk — lock in your rate today.
Fixed 5.80% APY — guaranteed for your term
Apply online in under 10 minutes
No hidden fees or charges
A- (excellent) rating by AM Best
Built to make you wealthier every single day
With a guaranteed fixed rate and zero risk, your money’s always moving forward — not sideways.
Traditional CDs
Average APY around 1.4%
Early withdrawal penalties
Sold through banks and brokers with built-in fees
Limited access to your account
Gainbridge FastBreak™
Up to 5.80% guaranteed APY
Penalty-free withdrawals after year 1
No middlemen, no commissions, no hidden fees
Access online anytime, track growth 24/7
Set it up today. Start earning tomorrow.
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Apply in minutes
Open your account in under 10 minutes with a simple online application. No agents, no paperwork, and your rate is guaranteed the moment you finish.
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Fund your annuity
Choose the funding method that works for you — connect a checking or savings account, or send a check.
Watch your money grow
To manage your account and see your growth, simply log into your Gainbridge® portal for real time updates.
See how your money can grow with Gainbridge
Try our growth calculator to see your fixed return before you invest.
Predictable growth in unpredictable times
You can’t control the market — but you can control how you save. Gainbridge gives you a predictable way to grow your money, even when everything else feels uncertain.
Fixed rates
Secure your APY upfront — and know exactly what your money will earn.
Principal protection
Your initial investment is always safe. No losses, no volatility.
Reliable timeline
Pick a 3–10 year term and track your growth from day one.
Always on
Check your performance anytime through your Gainbridge portal — no waiting, no guesswork.
Proven, rated, and built for your future
Built on trust, backed by strength.
4.5/5 stars on Trustpilot
Rated “Excellent” by real customers who value transparency, reliability, and results.
$67.8 billion in assets
Part of Group1001, managing over $67.8 billion across trusted financial products.
A- (Excellent)
AM Best rating
Rest assured with our strong financial stability recognized industry-wide.
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Choose a better way to grow your savings
FastBreak™ is a high-yield fixed annuity designed as a smarter alternative to CDs. You get a guaranteed rate, flexible access, and no hidden fees — all through a simple online experience.
A high-yield CD alternative with flexibility.
Earn up to 5.80% APY — guaranteed for your term
Access your money anytime, no broker or bank required
Designed to outperform traditional CDs
Apply online in minutes — no paperwork, no pressure
Ready to lock in
your rate?
It only takes a few minutes to open your account and lock in your rate.
No hidden fees or commissions
A- (Excellent) rated financial strength
Try it risk-free for 30 days — cancel anytime
Still have questions?
We have the answers.
Is Gainbridge right for me?
Gainbridge is designed for independent savers who want control, protection, and steady growth — without relying on the stock market or financial advisors. Whether you're planning a big move, growing your family, or preparing for retirement, our fixed annuities offer a safe, straightforward way to reach your goals.
How is the FastBreak™ annuity different from a CD?
Both offer guaranteed growth and principal protection, but FastBreak™ often comes with higher fixed rates, flexible withdrawal options, and no bank middlemen.
Are there any hidden fees?
No hidden fees, no upfront sales charges, and no commissions. Just be aware of potential charges if you withdraw more than your free amount or cancel early.
Can I lose money in a FastBreak™ annuity?
Nope. Your initial investment is protected. The only way your value could decrease is if you withdraw more than your free withdrawal allowance or cancel early.
Can I take money out while it grows?
Yes — you can withdraw up to 10% of your contract value each year without penalties. Anything above that may include a withdrawal charge or market value adjustment.
How are Gainbridge rates so high?
We don’t rely on commissioned agents or bloated overhead — just direct, digital delivery. That means you keep more of what you earn. Our fixed annuities, like FastBreak™, offer principal protection, guaranteed growth, and higher rates than traditional CDs. Plus, you can turn your contract value into guaranteed income payments down the line — for a few years or the rest of your life.
