Secure your legacy with
guaranteed growth
Invest in your family’s financial security with guaranteed returns, zero market risk, and the long-term protection your future deserves —with the flexibility to name as many beneficiaries as you want.
Up to 40% indexed growth potential
Protects your principal
No hidden fees or charges
A- (excellent) rating by AM Best
Higher rates, fewer hoops
No paperwork, no pushy agents, no guesswork. OneUp™ gives you the best of both worlds — guaranteed principal protection and growth potential tied to the S&P 500® — all through a simple, online platform.
Traditional Fixed Annuities
Limited growth from fixed interest rates
No access to market-based upside
Often sold through brokers with built-in fees
Confusing terms and limited visibility
Gainbridge OneUp™
Growth potential tied to the S&P 500® — up to 40%
Principal protection with zero market downside
No hidden fees, no commissions, no sales pressure
Simple online setup — track performance anytime
Easy to start. Built to grow.
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Apply in minutes
Complete a secure, online application in under 10 minutes. No agents, no paperwork — just a straightforward start to growing your money.
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Fund your annuity
Select a market-linked strategy that fits your goals, then fund via bank transfer, check, or rollover.
Watch your money grow
Log into your Gainbridge® portal anytime to view your balance, interest earned, and contract details — all in one place.
See how your money can grow with Gainbridge
Try our growth calculator to see your fixed return before you invest.
Predictable growth in unpredictable times
You can’t control the market — but you can control how you protect your family’s financial future. Gainbridge helps you build lasting stability with guaranteed returns and total transparency.
Principal protection
Link your earnings to the S&P 500® while your principal stays 100% protected.
No market losses
Even if the market drops, your investment won’t. OneUp™ shields your savings from volatility.
Tax-deferred earnings
Let your earnings grow faster by delaying taxes until you withdraw.
Always on
Log into your Gainbridge portal anytime to see your balance and performance in real time.
Proven, rated, and built for your future
Built on trust, backed by strength.
4.5/5 stars on Trustpilot
Rated “Excellent” by real customers who value transparency, reliability, and results.
$67.8 billion in assets
Part of Group1001, managing over $67.8 billion across trusted financial products.
A- (Excellent)
AM Best rating
Rest assured with our strong financial stability recognized industry-wide.
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Choose a safer way to grow your legacy
OneUp™ offers the potential for higher returns — without risking your principal. With market-linked growth, tax-deferred earnings, and guaranteed protection, it’s a smart way to build a financial future your family can count on.
Growth potential. Guaranteed protection.
Up to 40% capped growth linked to the S&P 500®
Guaranteed principal protection — no market downside
Tax-deferred earnings help your savings go further
Designed for long-term security and legacy building
Ready to take control of your
family’s financial future?
It only takes a few minutes to open your account and lock in your rate.
No hidden fees or commissions
A- (Excellent) rated financial strength
Try it risk-free for 30 days — cancel anytime
Still have questions?
We have the answers.
Fixed index annuities vs. fixed annuities: Which is best?
Fixed annuities are suitable for predictable returns, but if you want the chance for higher growth tied with the safety of principal protection, FIAs like OneUp™ are the ideal choice.
Can my money be lost in OneUp™?
Nope! OneUp™ protects your principal, so your initial investment stays safe, regardless of market downturns.
How does Gainbridge sustainably manage OneUp™ investments?
Gainbridge uses options to capture up to 40% growth from the S&P 500® while investing premiums in high-quality, fixed-income securities that reliably exceed the 5% guaranteed return, balancing investor benefits with financial sustainability.
Can I access my money before the term ends?
Yes — you can withdraw up to 10% of your contract value each year without penalty. Larger withdrawals or early surrender may be subject to a market value adjustment or withdrawal fee. Full withdrawal options are available at maturity.
What happens if the market performs poorly?
If the S&P 500® loses value, your principal remains untouched. You won’t earn index-linked interest during that period, but you won’t lose your initial investment either
