Build a legacy that lasts

beyond your lifetime

Leave your family more than memories — leave them financial peace of mind with a high-yield annuity built for long-term security, with as many beneficiaries as you want.

Flexible terms to match long-term plans

Easily update or add beneficiaries online

No hidden fees or charges

A- (excellent) rating by AM Best

Today’s rate. Tomorrow’s growth guaranteed.

Higher rates, fewer hoops

No paperwork, no pushy agents, no guesswork. Gainbridge offers fixed annuities that are easy to understand, simple to buy, and built for today’s savers.

Traditional MYGAs

Around 4.60% average APY

Often include 3%+ broker commissions

Require in-person meetings and complex paperwork

Limited visibility and flexibility during the term

Gainbridge SteadyPace™

Up to 5.80% guaranteed APY

No hidden fees, no commissions, no middlemen

Apply online in under 10 minutes

Access online anytime, track growth 24/7

Set it up today. Build a legacy for tomorrow.

Apply in minutes

Open your account in under 10 minutes with a simple online application. No agents, no paperwork, and your rate is guaranteed the moment you finish.

Fund your annuity

Choose the funding method that works for you — connect a checking or savings account, or send a check.

Watch your money grow

To manage your account and see your growth, simply log into your Gainbridge® portal for real time updates.

See how your money can grow with Gainbridge

Try our growth calculator to see your fixed return before you invest.

Predictable growth in unpredictable times

You can’t control the market — but you can control how you save. Gainbridge gives you a predictable way to grow your money, even when everything else feels uncertain.

Fixed rates

Know exactly what you’ll earn — no market swings, no surprises.

Principal protection

Your initial investment is always safe. No losses, no volatility.

Reliable timeline

Pick a 3–10 year term and track your growth from day one.

Always on

Log into your Gainbridge portal anytime to see your balance and performance in real time.

Proven, rated, and built for your future

Built on trust, backed by strength.

4.5/5 stars on Trustpilot

Rated “Excellent” by real customers who value transparency, reliability, and results.

$67.8 billion in assets

Part of Group1001, managing over $67.8 billion across trusted financial products.

A- (Excellent)

AM Best rating

Rest assured with our strong financial stability recognized industry-wide.

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Choose a faster way to grow your savings

Choose a better way to build long-term security

SteadyPace™ is a fixed annuity designed for lasting peace of mind — offering tax-deferred growth, guaranteed returns, and a strong foundation for your family’s financial future.

A dependable foundation for your future.

Earn up to 5.80% APY — fixed and guaranteed

Tax-deferred growth helps your savings work harder

No brokers, no commissions, no surprises

Choose a 3–10 year term that fits your timeline

Ready to take control of your

family’s financial future?

It only takes a few minutes to open your account and lock in your rate.

No hidden fees or commissions

A- (Excellent) rated financial strength

Try it risk-free for 30 days — cancel anytime

Still have questions?

We have the answers.

Is SteadyPace™ right for my retirement plan?

If you want a low-risk, tax-advantaged way to grow your savings outside of the stock market — with clear terms and no hidden fees — then yes. SteadyPace™ is designed for retirement-minded savers who want predictability and control.

How is SteadyPace™ different from a CD?

Both protect your principal and offer guaranteed returns, but SteadyPace™ includes tax-deferred growth, higher APY potential, and annual penalty-free withdrawals. Plus, you apply online — no bank visits, no commissions.

Can I use SteadyPace™ for retirement income later?

Yes. After the second year, you can annuitize your contract and turn your savings into guaranteed monthly income for 5 to 10 years. There’s no fee to do this at maturity.

What are the current rates — and how do I get the highest one?

Rates depend on your investment amount and term length. To get the top rate of 5.80% APY, choose a 5–10 year term and invest at least $100,000. Your rate is locked in as soon as you apply.

Can I access my money before the term ends?

Yes — you can withdraw up to 10% of your contract value each year without penalty. Larger withdrawals or early surrender may be subject to a market value adjustment or withdrawal fee. Full withdrawal options are available at maturity.