This is how annuities should work —
no brokers, no pressure
Gainbridge lets you purchase annuities directly, without sales calls, commissions, or confusion. Just guaranteed returns, up front.
Helpful, licensed support with no brokers or agents
Apply in 10 minutes online
No hidden fees or charges
A- (excellent) rating by AM Best
Good Rates, easy account opening
Website is informative and easy to navigate. On line chat person clearly answered all of my questions. With the information I received, I felt comfortable opening my first ever annuity. Opening an account was straightforward and very easy. Current rates offered are significantly better than CD rates.
Robert
Excellent customer support and online platform for fixed annuity
Excellent customer support and very smooth online experience from preparing an application to the activation of two Roth IRA policies for myself and my wife. The rate is very competitive and can open a policy with premium from very low to high when compared to other fixed annuity companies. Will definitely add more policies to Gainbridge platform when policies from other companies reach the maturity dates.
Jim & Jane
Good Rates, easy account opening
Website is informative and easy to navigate. On line chat person clearly answered all of my questions. With the information I received, I felt comfortable opening my first ever annuity. Opening an account was straightforward and very easy. Current rates offered are significantly better than CD rates.
Robert
Excellent customer support and online platform for fixed annuity
Excellent customer support and very smooth online experience from preparing an application to the activation of two Roth IRA policies for myself and my wife. The rate is very competitive and can open a policy with premium from very low to high when compared to other fixed annuity companies. Will definitely add more policies to Gainbridge platform when policies from other companies reach the maturity dates.
Jim & Jane
Forget the brokers, confusing fees, and outdated processes. Gainbridge gives you direct access to guaranteed growth — no commissions, no sales pitches.
Long, complex contracts
Locked up until retirement
Sold through agents with high commissions
Hard to track, hard to manage
Simple, transparent terms anyone can understand
Penalty-free withdrawals after year 1
No middlemen, no commissions, no hidden fees
Track your growth online 24/7
Need a hand as you go? Our support team is available to guide you — no forms, no upsells, just helpful answers from licensed pros.
Open your account in under 10 minutes with a simple online application. No agents, no paperwork, and your rate is guaranteed the moment you finish.
Choose the funding method that works for you — connect a checking or savings account, or send a check.
To manage your account and see your growth, simply log into your Gainbridge® portal for real time updates.
Try our growth calculator to see your fixed return before you invest.
With Gainbridge, you don’t have to time the market or worry about volatility. Just lock in your rate, and watch your savings grow on your terms.
Get a guaranteed APY up to 5.80% — and know exactly what you’ll earn.
Your initial investment is always safe. No losses, no volatility.
Pick a 3–10 year term and track your growth from day one.
Log in anytime to see your balance and performance — no bank branch required.
Built on trust, backed by strength.
Rated “Excellent” by real customers who value transparency, reliability, and results.
Part of Group1001, managing over $67.8 billion across trusted financial products.
AM Best rating
Rest assured with our strong financial stability recognized industry-wide.
Name Surname
FastBreak™ puts you in control — with no agents, no commissions, and no delays. Just a fast, transparent way to earn more on your money. If you still have questions, our team is here to help — same expertise you'd expect from an advisor, without the pressure.
An annuity that works the way it should.
Fixed 5.80% APY — guaranteed for your term
Apply online in minutes — no agents, no paperwork
Withdraw up to 10% each year without penalties
Designed to outperform traditional CDs — and skip the bank entirely
Ready to skip the middlemen —
and start growing?
Apply in minutes, skip the commissions, and lock in a rate that helps your savings go further.
No hidden fees or commissions
A- (Excellent) rated financial strength
Try it risk-free for 30 days — cancel anytime
We have the answers.
Is Gainbridge right for me?
Gainbridge is designed for independent savers who want control, protection, and steady growth — without relying on the stock market or financial advisors. Whether you're planning a big move, growing your family, or preparing for retirement, our fixed annuities offer a safe, straightforward way to reach your goals.
How is the FastBreak™ annuity different from a CD?
Both offer guaranteed growth and principal protection, but FastBreak™ often comes with higher fixed rates, flexible withdrawal options, and no bank middlemen.
Are there any hidden fees?
No hidden fees, no upfront sales charges, and no commissions. Just be aware of potential charges if you withdraw more than your free amount or cancel early.
Can I lose money in a FastBreak™ annuity?
Nope. Your initial investment is protected. The only way your value could decrease is if you withdraw more than your free withdrawal allowance or cancel early.
Can I take money out while it grows?
Yes — you can withdraw up to 10% of your contract value each year without penalties. Anything above that may include a withdrawal charge or market value adjustment.
How are Gainbridge rates so high?
We don’t rely on commissioned agents or bloated overhead — just direct, digital delivery. That means you keep more of what you earn. Our fixed annuities, like FastBreak™, offer principal protection, guaranteed growth, and higher rates than traditional CDs. Plus, you can turn your contract value into guaranteed income payments down the line — for a few years or the rest of your life.