Leave slow earnings
in the dust
Break out of the low-rate cycle with FastBreak™ — a fixed annuity offering faster growth, flexible access, and up to 5.80% APY, guaranteed.
Helpful, licensed support with no brokers or agents
Apply online in 10 minutes
No hidden fees or charges
A- (excellent) rating by AM Best
The high-yield alternative to CDs
Earn more on your savings, without more risk — backed by $67.8B in assets and built for peace of mind.
Traditional CDs
Average APY around 1.4%
Early withdrawal penalties
Typical terms range from 3 months to 5 years
Apply in 10 minutes online
Gainbridge FastBreak™
Up to 5.80% guaranteed APY
Penalty-free withdrawals after year 1
Choose a 3–10 year term to lock in higher long-term growth
Apply in 10 minutes online
Set it up today. Start earning tomorrow.
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Apply in minutes
Open your account in under 10 minutes with a simple online application. No agents, no paperwork, and your rate is guaranteed the moment you finish.
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Fund your annuity
Choose the funding method that works for you — connect a checking or savings account, or send a check.
Watch your money grow
To manage your account and see your growth, simply log into your Gainbridge® portal for real time updates.
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See how much more you could earn vs. a CD
Use our growth calculator to compare Gainbridge to the national average CD rate — and find out how much farther your money can go.
See how much more you could earn vs. A CD
Try our growth calculator to see your fixed return before you invest.
Predictable growth in unpredictable times
You can’t control the market — but you can control how you save. Gainbridge gives you a predictable way to grow your money, even when everything else feels uncertain.
Fixed rates
Know exactly what you’ll earn — no market swings, no surprises.
Principal protection
Your initial investment is always safe. No losses, no volatility.
Reliable timeline
Pick a 3–10 year term and track your growth from day one.
Always on
Log into your Gainbridge portal anytime to see your balance and performance in real time.
Proven, rated, and built for your future
Built on trust, backed by strength.
4.5/5 stars on Trustpilot
Rated “Excellent” by real customers who value transparency, reliability, and results.
$67.8 billion in assets
Part of Group1001, managing over $67.8 billion across trusted financial products.
A- (Excellent)
AM Best rating
Rest assured with our strong financial stability recognized industry-wide.
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Choose a faster, smarter way to grow
FastBreak™ is a fixed annuity designed to outpace traditional CDs — offering higher returns, more flexibility, and a fully online experience with zero middlemen.
A high-yield CD alternative with flexibility.
Earn up to 5.80% APY — guaranteed for your term
Access your money anytime, no broker or bank required
Apply online in minutes — no paperwork, no pressure
Designed to outperform CDs in both rate and flexibility
Ready to leave slow
CDs behind?
It only takes a few minutes to open your account and lock in your rate.
No hidden fees or commissions
A- (Excellent) rated financial strength
Try it risk-free for 30 days — cancel anytime
Still have questions?
We have the answers.
Is Gainbridge right for me?
Gainbridge is designed for independent savers who want control, protection, and steady growth — without relying on the stock market or financial advisors. Whether you're planning a big move, growing your family, or preparing for retirement, our fixed annuities offer a safe, straightforward way to reach your goals.
How is the FastBreak™ annuity different from a CD?
Both offer guaranteed growth and principal protection, but FastBreak™ often comes with higher fixed rates, flexible withdrawal options, and no bank middlemen.
Are there any hidden fees?
No hidden fees, no upfront sales charges, and no commissions. Just be aware of potential charges if you withdraw more than your free amount or cancel early.
Can I lose money in a FastBreak™ annuity?
Nope. Your initial investment is protected. The only way your value could decrease is if you withdraw more than your free withdrawal allowance or cancel early.
Can I take money out while it grows?
Yes — you can withdraw up to 10% of your contract value each year without penalties. Anything above that may include a withdrawal charge or market value adjustment.
How are Gainbridge rates so high?
We don’t rely on commissioned agents or bloated overhead — just direct, digital delivery. That means you keep more of what you earn. Our fixed annuities, like FastBreak™, offer principal protection, guaranteed growth, and higher rates than traditional CDs. Plus, you can turn your contract value into guaranteed income payments down the line — for a few years or the rest of your life.
