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What is an Annuity? A Simplified & Complete Guide for Beginners

Discover what an annuity is and how it can provide a steady income stream. Learn about different types & how they can help you achieve your financial goals.

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Annuities vs. CDs: What’s the Difference?

Explore the key differences between annuities and CDs, including rates, benefits, and investment strategies. Learn why Gainbridge®’s fixed annuity rates3 may offer more flexibility and higher returns than traditional CDs.

Average retirement income: How much should you save up?

Explore average retirement income, its sources, and factors influencing it. Ensure your financial future and retirement income with Gainbridge®.

Are annuities the right move? The pros and cons of annuities

Not sure about investing in an annuity? Read through the pros and cons of annuities to decide whether these products suit your financial plan.

Choosing the right annuity: A step-by-step decision-making guide

Learn about the different types of annuities and their characteristics and examples. Make an informed decision and choose the right fit for your financial future.

Annuities 101

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What are ordinary annuities & how do they work?

Learn how ordinary annuities work, their benefits, and how they compare to other investment options. Plan your future now with Gainbridge®!

How to calculate the future value of an annuity

Discover how to calculate the future value of an annuity and enhance your retirement planning. Start your journey with Gainbridge®.

Annuities vs. mutual funds: Making the best choice for your savings

Explore the differences between annuities and mutual funds, and understand which option may suit you better. Grow your income with Gainbridge®.

What’s a 1035 exchange? How it works & what’s allowable

What’s a 1035 exchange? Explore how this tax-free option applies to annuities, its rules, and tips for incorporating it into your financial planning strategy.

What’s a multi-year guaranteed annuity? Rates & benefits

Discover how multi-year guaranteed annuities (MYGAs) provide stable, guaranteed returns for individuals looking to secure their retirement savings.

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Learn more with articles written by our experts.

How to understand annuity fees and charges

Explore the different annuity fees and charges and how they affect your long-term investment returns. Gain clarity and make informed decisions.

What is a Fixed Index Annuity (FIA) & How Does it Work?

Understand how fixed index annuities provide potential growth with downside protection. This post explains how FIAs work and their role in retirement planning.

Fixed annuities: Pros and cons, rates, and investment considerations

Learn about fixed annuities, including their benefits and disadvantages, rates, and whether they’re right for your financial goals.

How to invest $100k: 7 options & tips

Discover the best ways to invest $100,000 and learn useful tips to achieve your financial goals. Start your investment journey with Gainbridge®.

Retirement Planning

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Cashing out a 401(k) after leaving a job? Here’s what you should know

Understand what happens to your 401(k) after leaving a job. Explore your options for rollovers, cashing out, and managing your retirement savings.

Ten differences between a Roth IRA and a 401(k)

Roth IRA vs. 401(k): Gainbridge® breaks down tax benefits, limits, and withdrawals to help you choose the right retirement savings plan for your goals.

Learn how much you need to retire with financial stability

Discover how much to save for retirement. Learn calculation methods and key factors influencing your financial future. Start planning with Gainbridge®.

How to plan your retirement income

Create a strong retirement income plan by understanding your financial needs and exploring effective strategies. Plan for retirement with Gainbridge®.

How to save for retirement: 6 ways & tips to prepare for retirement

Learn effective ways to save for retirement, how much to save, and which alternatives to use. Start saving for retirement with Gainbridge®’s annuities.

Savings & Wealth

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Brokered CDs vs. bank CDs: What’s the difference?

Learn the differences between brokered CDs vs. bank CDs. Find out which option suits your needs.

What are the different types of certificates of deposit (CDs)?

Discover various types of CDs, their unique features, and key factors to consider for successful savings and investment strategies. Grow your money with Gainbridge®.

Can you add money to a CD account?

Learn how to add funds to your existing CDs. Maximize your savings with tips on managing contributions and growing your wealth securely.

The pros and cons of certificates of deposit (CDs)

Explore the pros & cons of CDs with Gainbridge®. Learn about secure savings, fixed rates, limited liquidity, and how they fit into your financial goals.

How do taxes work on CDs?

Learn if you pay taxes on CD interest with Gainbridge®. Understand tax implications, reporting requirements, and strategies to manage your earnings effectively.

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Investment

Investment essentials

Get educated on building wealth, how to get started, and all the different ways to make the most out of your money.

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Investment strategies: Benefits, rules, & types of strategies

Explore essential investment strategies and the key rules of investing. Make informed decisions for your financial future. Start investing with Gainbridge®.

What’s the difference between saving vs. investing?

Explore saving vs. investing. Understand the key differences, benefits, and how to balance both short-term security and long-term financial growth.

How to invest $100k: 7 options & tips

Discover the best ways to invest $100,000 and learn useful tips to achieve your financial goals. Start your investment journey with Gainbridge®.

Understanding risk management in finance: Benefits and processes

Learn what risk management is and why it matters. Discover strategies to identify, assess, and minimize risks for smarter decision-making in life or business with Gainbridge®.

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Annuities 101

What are ordinary annuities & how do they work?

Learn how ordinary annuities work, their benefits, and how they compare to other investment options. Plan your future now with Gainbridge®!

Annuities 101

How to calculate the future value of an annuity

Discover how to calculate the future value of an annuity and enhance your retirement planning. Start your journey with Gainbridge®.

Savings & Wealth

Brokered CDs vs. bank CDs: What’s the difference?

Learn the differences between brokered CDs vs. bank CDs. Find out which option suits your needs.

Annuities 101

Annuities vs. mutual funds: Making the best choice for your savings

Explore the differences between annuities and mutual funds, and understand which option may suit you better. Grow your income with Gainbridge®.

Annuities 101

What’s a 1035 exchange? How it works & what’s allowable

What’s a 1035 exchange? Explore how this tax-free option applies to annuities, its rules, and tips for incorporating it into your financial planning strategy.

Annuities 101

What’s a multi-year guaranteed annuity? Rates & benefits

Discover how multi-year guaranteed annuities (MYGAs) provide stable, guaranteed returns for individuals looking to secure their retirement savings.

Savings & Wealth

What are the different types of certificates of deposit (CDs)?

Discover various types of CDs, their unique features, and key factors to consider for successful savings and investment strategies. Grow your money with Gainbridge®.

Annuities 101

Fixed annuity market risks: Who’s responsible?

Discover who assumes the market risk with fixed annuity contracts and learn how insurance companies can protect your financial future.

Annuities 101

Sell your annuity payments for cash: Pros, cons, and tips

Learn how to sell your annuity payments and gain financial flexibility. Discover the benefits and potential drawbacks. Achieve your financial goals with Gainbridge®.

Annuities 101

Annuity rollover: Rules, options, and tax implications to analyze

Discover essential annuity rollover rules to maximize your retirement savings from IRAs and 401(k)s. Explore annuity options with Gainbridge®.

Savings & Wealth

Can you add money to a CD account?

Learn how to add funds to your existing CDs. Maximize your savings with tips on managing contributions and growing your wealth securely.

Annuities 101

Understanding what happens when you surrender an annuity

Understand annuity surrender value, charges, and tax consequences. Learn more about managing your annuity effectively with Gainbridge® today.

Annuities 101

What’s a life annuity? Advantages and tips for planning

Learn what a life annuity is, how it provides guaranteed income, and whether it’s right for your retirement plan. Secure your future with Gainbridge®.

Savings & Wealth

The pros and cons of certificates of deposit (CDs)

Explore the pros & cons of CDs with Gainbridge®. Learn about secure savings, fixed rates, limited liquidity, and how they fit into your financial goals.

Annuities 101

The essential differences between an annuity vs. life insurance

Discover the key differences between annuities and life insurance to enhance your financial strategy. Explore your retirement options with Gainbridge®.

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Investment

Annuities 101

Savings & Wealth

Retirement Planning

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