Your financial safety net,
with growth built in
Stabilize your lifestyle in unstable times. With OneUp™, your principal is protected, and your earnings grow with the market — no guesswork, no losses.
Up to 40% indexed growth potential
Protects your principal
No hidden fees or charges
A- (excellent) rating by AM Best
More upside, less uncertainty
OneUp™ offers the growth potential of the market — without exposing your savings to its risks. Skip the guesswork and build long-term financial security with guaranteed principal protection.
Traditional Fixed Annuities
Limited growth with fixed interest only
No market participation or upside
Often sold through agents with hidden fees
Little flexibility or transparency
Gainbridge OneUp™
Growth potential tied to the S&P 500® — up to 40%
Principal protection with zero market downside
No hidden fees, no commissions, no sales pressure
Simple online setup — track performance anytime
Easy to start. Built to grow.
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Apply in minutes
Complete a secure, online application in under 10 minutes. No agents, no paperwork — just a straightforward start to growing your money.
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Fund your annuity
Select a market-linked strategy that fits your goals, then fund via bank transfer, check, or rollover.
Watch your money grow
Log into your Gainbridge® portal anytime to view your balance, interest earned, and contract details — all in one place.
See how your money can grow with Gainbridge
Try our growth calculator to see your fixed return before you invest.
Predictable growth in unpredictable times
Markets shift. Your peace of mind shouldn’t. OneUp™ combines guaranteed principal protection with market-linked potential — giving you a smarter way to grow, no matter what the economy does.
Principal protection
Link your earnings to the S&P 500® while your principal stays 100% protected.
No market losses
Even if the market drops, your investment won’t. OneUp™ shields your savings from volatility.
Tax-deferred earnings
Let your earnings grow faster by delaying taxes until you withdraw.
Always on
Log into your Gainbridge portal anytime to see your balance and performance in real time.
Proven, rated, and built for your future
Built on trust, backed by strength.
4.5/5 stars on Trustpilot
Rated “Excellent” by real customers who value transparency, reliability, and results.
$67.8 billion in assets
Part of Group1001, managing over $67.8 billion across trusted financial products.
A- (Excellent)
AM Best rating
Rest assured with our strong financial stability recognized industry-wide.
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Choose a better way to plan for retirement
SteadyPace™ is a fixed annuity built for long-term growth — with tax-deferred earnings, guaranteed rates, and no hidden fees or commissions.
SteadyPace™, a dependable foundation for your future.
Earn up to 5.80% APY — fixed and guaranteed
Tax-deferred growth helps your savings work harder
No brokers, no commissions, no surprises
Choose a 3–10 year term that fits your timeline
Ready to retire with
confidence?
It only takes a few minutes to open your account and lock in your rate.
No hidden fees or commissions
A- (Excellent) rated financial strength
Try it risk-free for 30 days — cancel anytime
Still have questions?
We have the answers.
Fixed index annuities vs. fixed annuities: Which is best?
Fixed annuities are suitable for predictable returns, but if you want the chance for higher growth tied with the safety of principal protection, FIAs like OneUp™ are the ideal choice.
Can my money be lost in OneUp™?
Nope! OneUp™ protects your principal, so your initial investment stays safe, regardless of market downturns.
How does Gainbridge sustainably manage OneUp™ investments?
Gainbridge uses options to capture up to 40% growth from the S&P 500® while investing premiums in high-quality, fixed-income securities that reliably exceed the 5% guaranteed return, balancing investor benefits with financial sustainability.
Can I access my money before the term ends?
Yes — you can withdraw up to 10% of your contract value each year without penalty. Larger withdrawals or early surrender may be subject to a market value adjustment or withdrawal fee. Full withdrawal options are available at maturity.
What happens if the market performs poorly?
If the S&P 500® loses value, your principal remains untouched. You won’t earn index-linked interest during that period, but you won’t lose your initial investment either
