Gainbridge® is a self-managed, innovative digital platform providing direct access to trusted financial products to grow your savings smartly. Our clients value straightforward, high-yield products they can understand and buy themselves to grow their money for goals big and small. Through Gainbridge®’s digital platform, savings and retirement solutions are accessible to anyone who wants to take control of their finances. We help you cut through the confusing language, fees, cost structures, and restrictions that traditionally stand between people and a great financial opportunity.

What you see is what you get. There are no hidden costs or fees. Management fees or agent commissions do not reduce your guaranteed interest rate and projected account value. The products we offer are a commitment of time for money, though. If you withdraw above the penalty-free limit (30 days from the initial contract) or break the contract altogether, you will be charged a withdrawal/surrender charge. Your account value may also be assessed as a positive or negative market value adjustment (“MVA”). Get all the details on withdrawal/surrender fees in our full product summaries.

As part of your purchasing process, you will set up a Gainbridge account. To do that, go to gainbridge.io and click the login button in the top right-hand corner of the homepage. To set up an account, click Get Started. Once your account is created, you can purchase your annuity and manage your active contacts directly through the Gainbridge platform.

FastBreak™ is a multi-year guaranteed annuity (MYGA) from Gainbridge. It offers a safe, simple way to build your savings without the risk of investing in stocks, bonds, or mutual funds. Much like a CD, you can choose an investment term of 3 to 10 years, and your interest rate is locked in for the entirety of the contract. Once your term ends, you can decide whether to withdraw your savings or renew for another investment term at a new rate. Plus, you have direct control over your account. And no advisor fees.

An annuity is a financial product offering steady income, often with better rates than traditional savings accounts, CDs, and money markets. They are typically vehicles for long-term financial planning.

You have the right to cancel your annuity for any reason, penalty-free, within 30 days of receiving your contract. You must simply send a signed and completed cancellation notice via our Free-Look Request form. You can get that directly from the Gainbridge® customer support team. Once you cancel, you will receive the premiums paid, less any proceeds paid to you to date.